Course Details


Consumer Credit for Collectors

The purpose of this 2 day course is:

  • To understand the contractual rights and obligations of the credit grantor
  • To understand and anticipate consumer debtors' behaviour
  • To be able to effectively communicate with consumers

Order Printed Brochure | View more courses

Course Outline

Consumer Credit

Arranging an interview with the debtor

Consumer credit collections

  • The collection function
  • The early collection procedure
  • The telephone collector
  • Approaches that encourage payment
  • Reasons for non-payment


  • Requirements for the establishment of a valid contract
  • Contractual capacity
  • Executable Contracts
  • Legal Contracts
  • The parol evidence rule
  • Rectification
  • Breach of contract
  • Default of the debtor
  • Default of the creditor
  • Positive malperformance
  • Repudiation
  • Remedies for breach of contract
  • Interdicts
  • Withdrawal from the contract

Code of conduct and Magistrate's Court Act

  • Association of Debt Recovery Agents
  • Definitions
  • Unfair Practices
  • Justified Practice
  • The Debtor's Obligations

Plain Speaking

  • Telephone pronunciation


Request Proposal for On-Site Training


Copyright Corporate Training Specialists © 2008. A Design Media Production